Welcome to Merchant Grapevine!


You may have heard about us through the grapevine, that is the merchant grapevine. We are a site dedicated in providing you the resources needed to help your business grow.

We research out who has the best rates and terms on all kinds of merchant related items such as; merchant cash advance, merchant processing and more.

Our dedicated team reaches out to companies finding the most qualified and credible so you can save both time and money.

Complete the simple form and get 4 free quotes now from the top companies offering the lowest rates in the Nation.

Locate a Merchant Cash Advance Company in Your State: Click Here

How Merchant Cash Advance Work: Click Here

Merchant cash advance, which first appeared about a decade ago, provide capital in exchange for a share of future debit- or credit-card sales. As such, they tend to be used by retailers, restaurants and other small businesses where a large number of customers pay with cards. Providers typically charge between 8% and 10% of gross sales against the advance, though some charge far more.

Business owners use the cash to buy new equipment, restock inventory or pay off debt, according to the North American Merchant Advance Association, a trade group launched in 2008.

In May, a study recently found more than half of 250 small businesses analyzed weren’t qualified for traditional bank loans and would need to seek other sources, such as merchant cash advances, factoring and unsecured lines of credit. Many of these businesses would face charges of more than 23% in annual interest and fees, the study found.

The years “2008, 2009 and 2010 were not easy for U.S. merchants,” most business owners appear to turn to cash advances only after being rejected by a bank.